Home Financing Options For All Credit Types!

The Very Best Mortgage Programs For All Borrowers. All Situations Considered!

"Closing Loans That Others Promised" - Since 1993

 

100% Home Financing For Florida Properties 

 

Are Charge-offs, Collections, Judgments, Liens, 

Repossessions, Bankruptcy or Foreclosure,  Preventing You From  Buying or Refinancing Your Home? 

 

We Don't Care!  *Now You Can Get a Loan WITHOUT Paying Off These Accounts!

Do You Have A Few Credit Accounts That Are Paid "As Agreed" And Pay Your Rent or Mortgage on Time?

This program is designed for borrowers with fair credit and have paid their rent or mortgage on time for the last 12 month period.

Highlights:

  • Purchase or Refinance
  • Finance Up To 100% of The Value (Refinances) or Contract Purchase Price (Purchases)
  • Stated Income And No Income Verification Loans For Self-Employed And W-2 Wage Earners.
  • Loans up to $1,400,000
  • Single Family Residences (SFR's) 2-4 Unit Multi-Family Town Home's and Condos
  • Seller Can Pay up to 6% In Buyers Closing Costs
  • Fixed Rates & Adjustable Rate Mortgages (ARM's)
  • Interest Only Options for Super-Low Payments (Fixed Rates & Arms)

Minimum Requirements:

  • Minimum of a 580 Middle Credit Score To Qualify 

  • Purchases - 12 Months Cancelled Checks Or Management Company Verification On Rent For New Home Purchases. 

  • Refinances - 12 Months Cancelled Checks On ALL Mortgages Required Unless Mortgage is Reported on The Credit Bureau. 

  • 3 Active Accounts Reported on The Credit Bureau "Paid As Agreed" No Late Payments in the Last 12 Months OR in Lieu of The 3 Active Accounts, We Can Use One Account, ACTIVE in the Last 5 Years (Open or Closed) With 2 X 30 Days Late In the Last 12 Months Reported! (This Option Requires a 600 Middle Credit Score)

  • Two Years Employment in The Same Line of Work 

  • Minimum of $1000 of Own Funds In The Bank to Apply Toward The Closing Costs on Purchases.

**We are very creative with trying to make EVERY transaction work. Fill out an application now or call us with any loan scenarios you have so that we can help you to come up with a feasible solution.

If We Can't Do It - It Can't Be Done! 

Apply Now! Application Takes 10 Minutes! 

Get Immediate Approvals!

 

*Does Not Have To Be Paid Unless Effects Title

 

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Copyright © 2000 Westshore Mortgage & Investments Co., Inc.  All rights reserved.
Last modified: March 24, 2005